georgia insurance agency
Insurance Doesn’t Need to be Scary
Healthcare Coverage
We are here to help you and your family prepare for all your health care needs before you need them.
Individual / Family
Short-Term Medical
Dental / Vision
Cancer / Critical Illness
Medicare Plans
Explore your Medicare options. Let us help you find the best plan for your needs and budget.
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Medigap / Medicare Supplements – An optional, private insurance plan that you can buy to cover the out-of-pocket costs that Original Medicare (Part A and Part B) doesn’t cover. Policies are standardized, meaning that all Plan G’s pay the same on each claim, all Plan N’s pay the same on each claim, etc. – BUT monthly premiums can vary greatly among the companies/carriers. These policies do not include prescription drug coverage.
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Medicare Advantage Plans (Part C) – A Medicare-approved plan from a private company that offers an alternative to Original Medicare (Part A and Part B) for your hospital and medical coverage. Most plans include prescription drug coverage and some dental/vision/hearing coverage. You may have significant out-of-pocket costs annually, but there is a maximum out-of-pocket limit.
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Medicare Prescription Plan (Part D) – A Medicare-approved plan from a private company that helps cover your prescription drug costs, with an annual maximum out-of-pocket limit for medications which are included in your plan’s formulary.
DISCLAIMER – We do not offer every plan available in our area. Currently we represent 7 organizations which offer numerous products in our area.
Please contact MEDICARE.GOV, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
2027 plan year Annual Open Enrollment
- Under Age 65 ACA: October 19, 2026 – December 15, 2026
- Age 65 and over (Medicare Advantage and Prescription Drug Plans): October 15, 2026 – December 7, 2026
Life Insurance Plans
Grizzle Insurance Agency is here to help you and your family prepare for the uncertainties of the future by helping you choose the right life insurance plan for your individual needs..
- Term Life
- Universal Life
- Whole Life
- Final Expense
- Children’s Life
Financial Security
Annuities are an excellent tool to help you plan for your financial security. These financial products offer a variety of benefits including tax-deferred growth, ability to avoid probate, and lifetime income.
- Tax-Deferred Growth
- May Avoid Probate
- Lifetime Income
- CD Alternative
We’ve got you covered
- Serving North Georgia since 1982
- We’re here for you!
- Easy and Fast Enrollment Process — Online or In Person
We help make your enrollment process
easier than ever.
Want to Talk with Us?
Carol Grizzle Ball
Agent
carol.grizzleins@gmail.com
Travis Ball
Agent
travis.grizzle.ins@gmail.com
Ginny Ball Thomas
Agent
ginny.grizzleins@gmail.com
Jean Ann Spellins
Assistant
jean.grizzleins@gmail.com
General Information, Questions, Comments:
info.grizzleins@gmail.com
Or, submit details below
and one of our experts will contact you!
Your life, Our answers
Explore our products to learn more about your insurance options and in addition receive a quote from us.
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Grizzle Insurance agency was founded by Carl F. Grizzle in 1982 and has grown into 3 generations of agents.
Carl F. Grizzle – Founder
1982-2022
Carol Grizzle Ball – Owner/CEO/Agent
joined in 2007
Travis Ball – COO/Agent
joined in 2025
Ginny Ball Thomas – Accounting/CFO/Agent
joined in 2022
Jean Ann Spellins – Assistant
joined in 2001
Call us at 706-692-5885 or email us at info.grizzleins@gmail.com. We will ask for necessary information to generate accurate quotes. After you review your quotes, you have the option of completing a self enrollment or have one of our agents assist you.
For short-term health insurance, you can click here – or call or email us.
We are Independent Agents which means we can sell plans for a variety of companies/providers. We are not obligated to suggest only certain plans or insurance carriers.
We shop for your coverage with many different insurance carriers to find the best plans for your particular needs.
We are a local, family-owned business that offers a personal touch rather than an automated 1-800 number. You are welcome to sit down with us, in person, to discuss your options.
Instead of reaching out to your insurance provider initially, it is best to directly call us at 706-692-5885 or email us at info.grizzleins@gmail.com with your change requests.
We can help determine the best course of action – finding a different plan that better suits your changing needs, updating personal information, etc.